August 20th, 2019
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0% APR Credit Cards

0% APR cards are a great way to reduce your credit card expenses, because there is no interest for a certain amount of time. However, it's always a good idea to remember that 0% APR cards don't maintain their low interest rate forever. Depending on your credit worthiness, the 0% APR offer may last as little as six months, or as long as two years, after which time the APR may increase dramatically.
August 20th, 2019

0% APR Credit Cards and Low Introductory Rates

The single most important feature of a credit card is its annual APR, since it will be a strong determinant in how much interest will accrue on a balance. 0% APR cards and low interest cards are ideal for those who carry a balance, minimizing the interest cost over the period of the loan.

0% APR cards offer a special introductory of 0%. This introductory rate period varies from 6 monthes to over 12 monthes, depending on the card offer and your credit history. After the introductory period, the APR will return to regular rate.


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