August 20th, 2019
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Fair Credit (620-679)

Lending criteria can differ, but most banks consider a fair credit rating to fall between 640 and 679. Fair credit usually means that the borrower has had some difficulty repaying their debt, whether that includes late payments, defaults, or even just a high debt-to-income ratio.
August 20th, 2019

Credit Cards for Fair Credit

Generally, someone with bad credit is only likely to be approved for a prepaid debit cards or secured cards. On the other hand, having fair credit still gives you a chance of being approved for a credit card requiring fair credit. Spending responsibly and paying off your balance regularly will help you to improve your credit history.

Disclaimer: FICO scores are an indicator in the creditworthiness of a person; however, credit score alone does not guarantee or imply approval for any credit card product.


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