August 20th, 2019
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Excellent (Above 720)

Although it can vary, an excellent credit rating is typically considered anything greater than 740. If you have excellent credit, choosing a credit card can seem overwhelming, simply due to the sheer number of options. It's a good idea to keep in mind that terms and fees can differ greatly, even with your excellent credit.
August 20th, 2019

Credit Cards for Excellent Credit

Credit score is a prominent factor that a lender will use when you are under consideration for a loan, be it a mortgage, car loan or a credit card. Not only will credit score determine if you are approved, but it will also determine the terms of the loan such as your APR or length of the introductory period.

Credit scores are in the range of 300 to 850, with higher credit ratings more being more attractive for lenders. An excellent credit rating is one above 720, but anything above 680 constitutes a good credit score.

Excellent credit allows you the most favorable terms including interest rates. 0 APR credit cards will extend their introductory period to the maximum for people with excellent credit. Excllent credit helps to quality for low interest credit cards, saving you money in the long term.


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