April 26th, 2018

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Prepaid and Debit Cards
Prepaid and debit cards differ from standard credit cards in that they can only be used once money is transferred to the account. The advantage of prepaid and debit cards is that they can be used to help keep track of your spending, and can feature direct deposit for immediate availability of funds.
READYdebit® Visa Prepaid Card
Rating:





- Instant Account Number - A Great Card for your Money.
- Free† Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
- Easy Online Bill Payment & Mobile Account Access
Credit Needed:
No Credit Check
Purchases | Balance Transfers | APR and Fees | |||
Intro APR | Intro Period | Intro APR | Intro Period | Regular APR | Annual Fee |
N/A | N/A | N/A | N/A | N/A | $9.95 monthly fee |
April 26th, 2018
Best Prepaid Debit Cards
A prepaid debit card is a good tool for those starting out, or who have bad credit history and cannot be approved for a credit card. Prepaid cards allow you to make purchases in the same way you would with either an ATM debit card or a regular credit card. The only difference is that instead of the purchase price contributing to a loan balance, it is deducted from money you have previously deposited. A key benefit of a prepaid card is that it helps you track your spending, as purchases appear itemized on your monthly statement. Some also offer online cashflow and bill payment management tools. These skills can help to build an improved credit history, so that in the future you may be approved for a regular credit card.
Make sure to read all the details and features of a prepaid card offer, as many may have fees and rules hidden in the fine print. Overall, prepaid debit cards have very low fees, and you should be able to find one that suits your needs.
Make sure to read all the details and features of a prepaid card offer, as many may have fees and rules hidden in the fine print. Overall, prepaid debit cards have very low fees, and you should be able to find one that suits your needs.
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